Privacy Policy

Privacy Policy : AutoPay Manager – SmartBillPe

Smart UPI AutoPay & Subscription Management for India

Effective Date: May 25, 2026

Welcome to AutoPay Manager – SmartBillPe — your trusted companion for managing UPI AutoPay mandates, recurring subscriptions, monthly bills, EMI reminders, and digital payment alerts securely and efficiently.

At SmartBillPe, we are committed to maintaining the highest standards of user privacy, transparency, and data protection. We understand that financial information is sensitive, and we design our services with a privacy first approach.

This Privacy Policy explains how information is collected, used, protected, and managed when you use our mobile application and related services.

Your privacy and data security are extremely important to us. This Privacy Policy explains how AutoPay Manager – SmartBillPe  (“we,” “our,” or “us”) collects, uses, stores, and protects user information when you use our mobile application.

By using AutoPay Manager – SmartBillPe, you agree to the practices described in this Privacy Policy.

1. About AutoPay Manager – SmartBillPe

AutoPay Manager – SmartBillPe is a financial utility and productivity application designed to help users:

Manage UPI AutoPay mandates

Organize subscriptions

Track recurring bills

Set payment reminders

Monitor recurring expenses

Manage EMI and payment schedules

The app is intended solely for personal finance organization and reminder purposes.

2. Information We Collect

We aim to collect only the minimum information necessary to provide and improve our services.

a) Information You Provide

Depending on how you use the app, we may collect:

Subscription details entered by you

Bill reminders and payment schedules

Custom categories and labels

Notes or descriptions you manually add

b) Device Information

We may automatically collect limited device-related information such as:

Device model

Android version

App version

Crash logs

Performance diagnostics

This information helps us improve app stability, performance, and user experience.

c) Notification Permission

If you enable notifications, the app may send:

Payment reminders

Subscription renewal alerts

AutoPay due date reminders

Bill alerts

Notification permissions can be disabled anytime through your device settings.

3. SMS & Financial Data Policy

Privacy-First Financial Tracking

AutoPay Manager – SmartBillPe is designed with a strong focus on user privacy and responsible data practices.

Unlike many financial reminder apps, we prioritize minimal data access and transparent permission usage.

We believe users should always stay informed and in control of their financial information.

AutoPay Manager – SmartBillPe respects user privacy.

For clarity and transparency, we do NOT:

Read personal SMS messages without your permission

Access banking credentials

Access UPI PINs

Access passwords

Perform financial transactions on your behalf

Share financial information with unauthorized third parties

The app is designed as a personal organizer and reminder tool only.

4. How We Use Information

We use collected information to:

Provide payment reminder functionality

Improve app performance and stability

Personalize user experience

Prevent fraud and abuse

Respond to user support requests

Improve future app features

We do not sell your personal data.

5. Data Storage & Security

Enterprise Grade Security Practices

We implement modern industry-standard security practices to safeguard user information, improve platform reliability, and maintain a secure app environment.

Security measures may include:

Secure local storage

Encrypted communication where applicable

Restricted internal access

Security monitoring and updates

While we strive to protect user data, no method of electronic storage or transmission is completely secure.

6. Third Party Services

Trusted Technology Partners

The app may use trusted third-party services for:

Analytics

Crash reporting

Advertising

App performance monitoring

Subscription billing

These services may collect limited information according to their own privacy policies.

Examples may include:

Google Play Services

Firebase Analytics

Google AdMob

Google Billing Services

We encourage users to review the privacy policies of third-party providers.

7. Advertising

Ad Experience & Transparency

The free version of AutoPay Manager – SmartBillPe may display advertisements.

Advertising partners may use limited device identifiers to deliver relevant ads and improve ad performance.

Users who upgrade to premium versions may receive an ad-free experience.

8. Subscription & Premium Features

Google Play Billing & Secure Payments

Certain premium features may require in-app purchases or subscriptions.

Payments are securely processed through the Google Play Store. We do not directly store your payment card information.

Subscription management and cancellation can be handled through your Google Play account settings.

9. Data Retention

We retain user data only for as long as necessary to provide app functionality and comply with legal obligations.

Users may delete app data anytime by:

Clearing app storage

Uninstalling the app

Contacting support for assistance

10. Children’s Privacy

Protection for Young Users

AutoPay Manager – SmartBillPe is not directed toward children under the age of 13.

We do not knowingly collect personal information from children.

If you believe a child has provided personal data, please contact us so appropriate action can be taken.

11. User Rights

Your Privacy Choices & Rights

Depending on your region and applicable laws, users may have rights to:

Access their information

Correct inaccurate information

Request deletion of data

Withdraw permissions

Contact us regarding privacy concerns

Users can contact us anytime regarding privacy-related requests.

12. Permissions Used by the App

Depending on app functionality, AutoPay Manager – SmartBillPe may request permissions such as:

Notification access

Internet access

Storage access (if applicable)

Alarm and reminder permissions

Permissions are used solely to provide core app functionality.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updates will be reflected on this page along with the updated effective date.

Users are encouraged to review this policy periodically.

14. Contact Us

We value transparency and user trust.

If you have questions, concerns, feedback, or privacy-related requests regarding AutoPay Manager – SmartBillPe, please contact us using the information below.

If you have any questions, concerns, or requests regarding this Privacy Policy or the app, you may contact us:

Developer/App Support: AutoPay Manager – SmartBillPe

Email: support@wealthmize.com

15. Consent

By downloading, installing, or using AutoPay Manager – SmartBillPe, you consent to this Privacy Policy and agree to its terms.

© 2026 AutoPay Manager – SmartBillPe by Wealthmize. All Rights Reserved.